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Mortgaging the Earth by Bruce Rich,

Mortgaging the Earth by Bruce Rich,
The World Bank is the single biggest source of finance for international development, and its policies have a critical impact on the future of more than 110 borrowing countries. In this dramatic and lively new critique, Bruce Rich, internationally known expert on the environment and the World Bank, analyzes how the Bank has become a seemingly unstoppable and often destructive environmental and political force. The author chronicles the life-and-death impact of Bank-funded projects around the world: huge dams that have forced the resettlement of millions of the poorest people on earth, road building and jungle colonization schemes in Brazil, Indonesia, and Africa that have left vast deforestation and social conflict in their wake, and much more. Rich also recounts the bold grassroots campaigns of nongovernmental groups seeking alternatives to Bank-style development. Confidential internal Bank documents expose chronic misrepresentations by Bank management to its donor nations and to the public. Rich reveals how senior officials continue to push money into projects with disastrous ecological and human rights consequences, despite early and persistent protests of Bank staff. He shows how repeatedly and without political accountability the Bank has increased its support for regimes that torture and murder their subjects, from Ceaucescu's Romania to Suharto's Indonesia. Mortgaging the Earth explains the so-called pressure to lend that emerges as a leitmotif in the Bank's fifty-year history and shows how this institutional dynamic has taken on a damaging life of its own. Rich traces the history of the Bank, from its inception at Bretton Woods, where it was conceived as a way to funnelreconstruction loans for war-torn Europe, through the surreally top-down tenure of Robert McNamara to the Rio de Janeiro Earth Summit. At Rio, governments poured billions of dollars more into the Bank to save our global environment - while the Bank financed new ecological disasters.



Savings for the Poor: The Hidden Benefits of Electronic Banking by Michael A. Stegman,
Savings for the Poor: The Hidden Benefits of Electronic Banking by Michael A. Stegman,
Beginning this year, federal payment recipients will receive their government benefits through electronic funds transfer (EFT)-- what most of us call direct deposit. Although cost-cutting is the driving force behind the move to a virtually all-electronic federal payment system, Michael Stegman believes the initiative has a far broader potential: to bring poor Americans into the banking mainstream.In this book Stegman outlines how many families will enter the mainstream banking system through EFT '99, as the program is called. He explains in careful detail the thinking behind the shift to EFT and the implementation of the program this year. He also argues that, for maximum success, EFT '99 should be combined with a program of national Individual Development Accounts (IDAs), dedicated savings accounts for low-income people that can be used for purchasing a first home, acquiring more education or job training, or starting a small-business. Essentially, EFT '99 will bring people into the banking system, and IDAs will give them an incentive to use the system to its fullest in order to make their money work for them and their children.There are other steps that the government can take to boost EFT's ability to help public aid recipients achieve self-sufficiency. It can: add a direct deposit option to state benefits payments programs; give banks significant additional Community Reinvestment Act Credit for establishing accounts for EFT recipients; and regulate fees for cashing government benefits and voluntary accounts so that people are not charged excessively for accessing their money. This book demonstrates that -- with careful planning and a relatively small investment -- the government'sEFT initiative can have a major payoff in real assets and improved prospects for those who have been, for far too long, on the fringes of the country's mainstream banking system.



Westland Savings Bank - Westland Savings Bank was a Trustee Savings Bank operating on the West Coast of New Zealand. Formed as a savings bank under special banking legislation that separated savings banks from trading banks.

Emigrant Savings Bank - Emigrant Savings Bank was founded in 1850 and is the oldest savings bank in New York City. The bank was originally founded to serve the needs of the immigrant community in New York and has grown to be the largest privately owned bank in the country.

Bristol County Savings Bank - Bristol County Savings Bank is a small savings bank located in Bristol County, Massachusetts. It started off as a local bank in the city of Taunton.

Taranaki Savings Bank - The Taranaki Savings Bank, or as it is now known, TSB Bank, received its first deposit under the banner of 'New Plymouth Savings Bank' on 28 September 1850 from Waitera te Karei. The deposit was 34 pounds.



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Independence Community Savings Bank - Independence Community Savings Bank Business Continuity and Disaster Recovery for Infosec Managers Every year, nearly one in five businesses suffers a major disruption to its data or voice networks or communications systems. Since 9/11 it has become increasingly important for companies to implement a plan for disaster recovery. This comprehensive book addresses the operational independence community savings bank and day-to-day security management requirements of business stability independence community savings bank and disaster recovery planning specifically tailored for the ...

Community Savings Bank - Community Savings Bank Coconut Piggy Bank with Iguana (Thailand) Make saving fun with the Worldstock hand-carved iguana piggybank. This charming piece is made in the village of Ban Twai, in the Golden Triangle region of Northern Thailand. Local artisans carve the iguana sculpture from local driftwood, then paint it in bright shades of green community savings bank and yellow. The base of the bank is made from a coconut. Each Worldstock product is a unique creation from a far away ...

Community Savings Bank - Community Savings Bank Royal Albert Old Country Roses Chintz Piggy Bank Save up your pennies for this adorable guy! Our Royal Albert Old Country Roses Piggy Bank is a great decorative piece for your home. The piggy bank has a slot on the top so you can keep your coins safe. When you need to remove them, there is a plastic cover on the underneath side of the piggy bank. This would make a great gift for a child, community savings ...

Independence Community Savings Bank - Independence Community Savings Bank Royal Albert Old Country Roses Chintz Piggy Bank Save up your pennies for this adorable guy! Our Royal Albert Old Country Roses Piggy Bank is a great decorative piece for your home. The piggy bank has a slot on the top so you can keep your coins safe. When you need to remove them, there is a plastic cover on the underneath side of the piggy bank. This would make a great gift for a child, independence ...



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